Dear clients! To keep housing purchase affordable for you Pioneer Group continues developing partnership with banks in the area of mortgage. Every day we try to provide our buyers with the most comfortable conditions on mortgage market in Russia. Today we are offering you a mortgage programme from Tatfondbank “TFB – Double luck”, the peculiarity of which is the interest rate decreasing as the mortgage is being paid out. The following conditions are included in the programme:

• Interest rates from 9% to 13% depending on the sum of the initial installment.

• There is no limit on the maximum loan sum.

• Loan term is up to 15 years.

• Loan application approval – free of charge.

• There is no credit creation charge.

• There is no fine for prescheduled repayment of credit.

You can always get more detailed information about mortgage in the sales office of Pioneer Group in Krasnaya Presnya, 24 and by phone: +7 (495) 987-35-35. Our specialists will provide accurate information as well as complete transaction support, making the processes of mortgage acquisition and purchasing a flat much easier for you. You can learn more about the programme on the official website www.tfb.ru More details on the official website

Calculation examples:

• 1-room apartment

• price: 4 850 000.00 rubles

• initial payment: 50%.

• loan sum: 2 425 000 руб.

• loan term: 15 years

• monthly loan installment at the rate of 11% = 27 684.81 rubles a month

Loan payment schedule

• 1-room apartment

• price: 4 850 000.00 rubles

• initial payment: 70%.

• loan sum: 1 455 000 rubles

• loan term: 15 years

• monthly loan installment at the rate of 9% = 14 836.29 rubles a month

Loan payment schedule

We are oriented on a wide group of clients, so apart from partner mortgage programmes for purchasing flats in the residential complex “LIFE-Volzhskaya” we also offer the possibility of installment payment. For your comfort and benefit we create efficient flat layouts which allow to lower the total sum of the flat.

You can always get more detailed information about mortgage in the sales office of Pioneer Group in Krasnaya Presnya, 24 and by phone: +7 (495) 987-35-35. Our specialists will provide accurate information as well as complete transaction support, making the processes of mortgage acquisition and purchasing a flat much easier for you. You can learn more about the programme on the official website www.tfb.ru Pioneer Group in partnership with OAO “Moscow Credit Bank” introduce a joint mortgage programme “Housing under construction” on buying apartments in the Residential Quarter LIFE-Volzhskaya.

Dear clients! We are doing our best to widen your opportunities and to offer you a bigger choice. Now for those who want to buy flats in the Residential Quarter LIFE-Volzhskaya we also offer together with our partner OAO “Moscow Credit Bank” a new housing mortgage programme “Housing under construction”.

For our buyers the programme includes the following terms:

- The loan term is up to 10 and up to 20 years.

- Maximum loan sum is 30 million rubles.

- Minimal initial payment is 30% from the cost of the flat.

- Interest rates on loans up to 20 years:

• 13% before property registration
• 12% after registration.

- Interest rates for loans up to 10 years:

• 12% before property registration
• 11% after registration.

- There are no fines for prescheduled repayment of the loan.

You can get more detailed information about transactions and mortgage conditions from our specialists in Pioneer Group’s sales department. Call +7 (495) 987-35-35. You can also find out more about the programme in the call-centre of the bank +7 (495) 777-4-888, as well as on the official web-site www.mkb.ru.